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Punjab and Sind Bank Strengthens Digital Security Against Fraud

New Delhi, November 12, 2025 – Punjab and Sind Bank (PSB), one of India’s oldest and trusted public sector banks, is upgrading its fraud prevention system.

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Punjab and Sind Bank Strengthens Digital Security Against Fraud
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New Delhi, November 12, 2025: Punjab and Sind Bank strengthens digital security as it upgrades its fraud-prevention systems to protect customers in an era of fast-growing financial crimes. The bank has introduced advanced technology to detect fraud, stop suspicious activities, and improve overall digital safety for millions of users across India.

Recently, the bank launched the Enterprise Fraud Risk Management (EFRM) platform with the support of Coforge. This system monitors transactions in real time and increases security across digital banking channels. PSB now keeps a close watch on over 4 million daily transactions through UPI, mobile banking, internet banking, credit cards, e-commerce, and digital wallets.

The EFRM platform stands out because it detects and blocks high-risk transactions instantly. When the system stops a suspicious transaction, the bank quickly contacts customers through IVR, SMS, WhatsApp, or email to confirm the activity. Although security has increased, normal customer transactions continue smoothly.

Moreover, PSB has become the first bank in India to block access to digital channels based on IVR responses. This step strengthens customer protection and reduces fraud cases. The system also closes alerts automatically when customers confirm legitimate transactions, making the entire process faster and more reliable.

The bank is also adding new tools like MuleHunter. AI and advanced anti-money-laundering programs. These tools will allow the bank to track unusual behaviour, catch fraudulent accounts, and improve real-time monitoring.

Managing Director and CEO Swarup Kumar Saha said the bank places customer trust at the centre of its digital strategy. He noted that the EFRM platform increases PSB’s ability to detect and stop fraud with speed and accuracy. He also said that the bank will continue improving security for safe digital banking.

Looking ahead, PSB plans to adopt a new AI-powered Financial Crime Compliance suite. This system will use behavioural profiling, device fingerprinting, and stronger login methods such as Two-Factor and Multi-Factor Authentication. These features will help protect customers from new types of digital threats.

Jocata, the provider of the EFRM platform, is a subsidiary of Bill Desk and supports more than 50 financial institutions across India. Founded in 2010, Jocata specializes in digital lending, credit intelligence, and financial crime compliance. Its tools help banks with digital onboarding, customer due diligence, and fraud detection.

Punjab and Sind Bank, founded in 1908 in Amritsar, has a long and trusted history. Today, it operates 1,610 branches, 988 ATMs, and multiple digital units across the country. With more than 10,000 employees, the bank serves millions of customers. As of HY1 FY2025-26, it reported strong financial performance with business of ₹2,41,272 crore and a CRAR of 17.19%.

Overall, PSB’s new technology upgrades reflect its commitment to customer safety. As the digital world grows rapidly, the bank aims to offer a secure, reliable, and modern banking experience. Through these continued improvements, Punjab and Sind Bank strengthens digital security and prepares itself for future financial challenges.

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Remembering Dr Rajendra Prasad: India’s First President

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Remembering Dr Rajendra Prasad India's First President
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India remembered Dr Rajendra Prasad today on his 141st birth anniversary. The nation celebrated the life of its first President, who shaped India’s early democratic foundations. Moreover, political leaders and citizens across the country paid tribute to his remarkable contributions.

Prime Minister Narendra Modi highlighted Dr Prasad’s journey from freedom fighter to President. Furthermore, he praised the leader’s dignity and dedication throughout his public service. The Prime Minister noted how Dr Prasad served the nation with simplicity and courage.

 Key Contributions at a Glance

Role Significance
Freedom Fighter Active participant in India’s independence movement
Constituent Assembly President Led the drafting of the Indian Constitution
First President Served three terms (1950-1962)
Gandhi’s Associate Worked in Champaran, Non-Cooperation movements

Born in 1884 in Ziradei, Bihar, Dr Prasad dedicated his life to India’s progress. Additionally, he worked closely with Mahatma Gandhi during the crucial freedom movements. His involvement in the Salt Satyagraha demonstrated his commitment to independence.

Dr Prasad believed in pure methods for achieving goals. Consequently, his leadership style emphasized ethics over authority. He famously said that democracy needs knowledge, while ignorance threatens it. Similarly, he stressed that peace begins with individual responsibility.

The Bihar government announced restoration plans for heritage sites linked to him. Meanwhile, schools organized debates and exhibitions displaying his letters and photographs. These events help younger generations understand his values.

His presidency remains the longest in Indian history, spanning twelve years. During this period, he established standards for ethical governance. Notably, he brought moral clarity to the office at a critical time when India was building its identity.

Historian Dr Nirmala Sinha called his presidency “a benchmark of ethical governance.” She explained that his approach to leadership still inspires citizens today. Indeed, his life teaches important lessons about serving the nation selflessly.

His Timeless Wisdom

Dr Prasad’s quotes continue guiding India’s values:

  • Peace must begin with ourselves
  • Unity gives strength to the nation
  • Citizens must act responsibly
  • The Constitution represents life, not just law
  • National progress requires continuous effort

Educational institutions held cultural programs honoring his memory. Therefore, students learned about his role in shaping modern India. These activities ensure his legacy reaches new generations.

Dr Rajendra Prasad showed that true leadership comes from humility and service. His vision for India emphasized unity, democracy, and moral values. Today, the nation remembers him as a leader whose contributions continue inspiring millions toward building a stronger, more unified India.

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Cricket Legend Robin Smith Passes Away at 62

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Cricket Legend Robin Smith Passes Away at 62
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The cricket world mourns the loss of former England batter Robin Smith, who died unexpectedly at his South Perth apartment on December 1, 2025. He was 62 years old. Furthermore, his family announced that the cause of death remains unknown pending investigation.

Smith built a remarkable international career between 1988 and 1996. During this period, he played 62 Tests and scored 4,236 runs at an impressive average of 43.67. Additionally, he earned nine Test centuries throughout his career.

Career Highlights

Category Achievement
Test Matches 62 (1988-1996)
Test Runs 4,236 at 43.67 average
Test Centuries 9 (including 3 vs West Indies)
ODI Matches 71
ODI Runs 2,419
Highest Test Score 175 vs West Indies
Notable ODI Innings 167 not out vs Australia (1993)

Born in Durban, South Africa, in 1963, Smith moved to England in 1983. Consequently, he joined Hampshire and became one of their greatest players. Moreover, he spent 17 seasons with the county, accumulating 18,984 first-class runs.

Smith earned recognition as one of England’s finest players against fast bowling. His debut came against the West Indies in 1988, facing legendary bowlers Malcolm Marshall, Curtly Ambrose, and Courtney Walsh. Despite this challenging start, he thrived against pace attacks.

His signature front-foot square cut became one of cricket’s most powerful strokes. Therefore, fans remember him for his fearless approach against hostile bowling. In particular, his performances during England’s 1990 Caribbean tour showcased his courage.

At Edgbaston in 1993, Smith produced an unforgettable innings. He scored 167 not out from 163 balls against Australia in an ODI. Remarkably, this remained England’s highest ODI score for 23 years until Alex Hales surpassed it in 2016.

However, spin bowling posed challenges throughout his career. Specifically, Australia’s Shane Warne troubled him during the 1993 Ashes series. Ironically, Smith and Warne later became close friends, and their relationship influenced Warne’s decision to join Hampshire.

His Legacy in Numbers

  • 6,655 total international runs for England
  • Part of England’s 1992 World Cup final team
  • Hampshire chair called him “the most influential player in Hampshire cricket history”
  • Played alongside brother Chris Smith, who also represented England

Smith retired from professional cricket in 2004. Subsequently, he openly discussed his battles with alcoholism and mental health in his 2019 autobiography “The Judge: More Than Just A Game.” Nevertheless, he remained connected to cricket and attended the first Ashes Test in Perth just weeks before his passing.

ECB Chair Richard Thompson praised Smith’s resilience. He noted how Smith faced the world’s quickest bowlers with a defiant smile. Furthermore, Thompson emphasized that Smith entertained fans while making England supporters proud.

Smith leaves behind two children, Harrison and Margaux, and his brother Christopher. His family requested privacy during this difficult time. The cricket community remembers Robin Smith as a brave, charismatic player whose fearless batting style inspired generations of cricketers worldwide.

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Dortmund vs Leverkusen: Bundesliga Chasers Face Off Twice in Week

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Dortmund vs Leverkusen Bundesliga Chasers Face Off Twice in Week
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The highly anticipated Dortmund vs Leverkusen clash brings two German football giants together twice within days. First, they meet in a Bundesliga encounter, and then they face each other again in the DFB-Pokal round of 16. Moreover, both matches promise intense competition as the teams chase top positions.

Borussia Dortmund currently sits in third place, while Leverkusen is in fourth. Therefore, this chasers’ duel carries significant importance for both clubs. Additionally, Dortmund seeks its first win of the season against a top opponent after drawing with Leipzig and Stuttgart.

Key Match Information

Detail Information
Competition Bundesliga & DFB-Pokal
Teams Borussia Dortmund vs Bayer Leverkusen
Venue BayArena (Bundesliga), Signal Iduna Park (Cup)
Importance Third vs Fourth place clash
Recent Form Both teams showing strong performances

Head coach Niko Kovač faces important lineup decisions. Consequently, he must balance player rotation while maintaining competitive strength. Furthermore, the team recently delivered a convincing 4-0 victory over Villarreal, which boosts their confidence.

Captain Emre Can expects to return to the starting XI after resting. Meanwhile, Julian Ryerson likely replaces Yan Couto on the right side. In addition, the competition remains fierce in attacking positions behind striker Serhou Guirassy.

Squad Updates

  • Niklas Süle continues recovering from a toe injury.
  • Maximilian Beier underwent a fitness test after experiencing muscle tightness.
  • Aaron Anselmino may return to the bench.
  • Ramy Bensebaini is available after back problems.
  • Felix Nmecha appears secure in central midfield.

Interestingly, this marks the first-ever DFB-Pokal meeting between these Bundesliga heavyweights. Despite playing 210 and 167 cup matches respectively, they had never faced each other in this competition before. Nevertheless, both teams bring impressive cup credentials to the encounter.

Dortmund boasts a strong home record in the DFB-Pokal. Specifically, they lost only one of their last 13 home cup matches. Similarly, coach Niko Kovač has won the DFB-Pokal three times in his career.

However, the statistics reveal contrasting approaches. Dortmund scored just two goals in the cup so far, making them the lowest-scoring round-of-16 team. Conversely, Leverkusen netted eight goals, the highest among remaining teams.

Leverkusen gained momentum from their recent 2-0 victory over Manchester City. Despite losing seven players from last season and experiencing coaching changes, they found their rhythm. Therefore, Kovač acknowledges the challenge ahead.

Leverkusen have found their rhythm. Their recent games have been very successful,” Kovač stated. “We need to have a great day again.”

The recent Bundesliga clash ended 2-1 in Dortmund’s favor in Leverkusen. Additionally, Dortmund suffered their first home defeat in nine months earlier this season. Subsequently, they seek revenge and momentum from these crucial encounters.

Both teams arrive with minimal injury concerns, which ensures competitive matches. The Dortmund vs Leverkusen double-header will significantly impact Bundesliga standings and cup progression, making this week crucial for both clubs’ seasonal ambitions.

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