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Rohit Tripathi teaches how to Retire Early in India

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Retire Early in India

Mumbai, September 18: A comprehensive video guide on early retirement in India has been capturing widespread attention online, offering detailed insights into the growing Financial Independence, Retire Early (FIRE) movement that is gaining momentum across the country.

SEBI-registered research analyst Rohit Tripathi has published an in-depth educational video that teaches viewers how to achieve early retirement using practical strategies tailored specifically for the Indian market. The video, which presents a detailed “3-Bucket Strategy” approach, has been garnering significant traction among young professionals and seasoned investors alike who are seeking alternatives to traditional retirement planning.

The timing of Tripathi’s comprehensive guide coincides with a broader cultural shift in India, where professionals are increasingly questioning the conventional 9-to-5 work paradigm. Recent incidents, including viral discussions about a 42-year-old man with ₹2.5 crore savings contemplating early retirement due to burnout, highlight the growing appeal of financial independence among Indian professionals.

FIRE Movement Gains Ground Among Indian Professionals

The FIRE movement, which advocates for aggressive saving and strategic investing to enable early retirement, has been steadily gaining traction in India since the mid-2010s. What sets Tripathi’s approach apart is its practical application using real Indian market data and historical trends, making it particularly relevant for domestic investors.

“The video addresses the fundamental questions of why, when, and how to retire early, using actual market data rather than hypothetical scenarios,” explains the content, which breaks down the FIRE movement into four distinct categories: Lean FIRE, Fat FIRE, Coast FIRE, and Barista FIRE. Each category caters to different lifestyle preferences and risk tolerances, from minimal living expenses in tier-2 cities to maintaining luxury lifestyles in metropolitan areas.

The educational content addresses a growing concern among IT sector professionals who fear career stagnation and replacement by younger, cheaper workforce as they enter their 40s. This demographic shift has contributed significantly to the rising interest in early retirement planning among India’s technology workers.

Innovative 3-Bucket Strategy Addresses Market Volatility

Tripathi’s methodology centers around an innovative “3-Bucket Strategy” that aims to provide sustainable income throughout retirement while protecting against market volatility. Unlike traditional systematic withdrawal plans (SWP) that assume consistent market returns, this approach acknowledges the reality of market fluctuations and bears phases.

The strategy divides retirement corpus into three buckets: immediate liquidity needs (Bucket 1), medium-term hybrid investments (Bucket 2), and long-term equity growth (Buckets 3A and 3B for stocks and mutual funds, respectively). This segmentation allows retirees to weather market downturns without depleting their principal corpus prematurely.

“The 3-bucket calculator uses actual Nifty returns data from 2000 onwards, providing realistic projections rather than theoretical calculations,” the video emphasises, addressing common pitfalls in retirement planning where simple calculators fail to account for market volatility.

Educational Impact and Growing Community Response

The comprehensive nature of Tripathi’s guide, spanning topics from expense calculation to investment strategy and emergency fund planning, reflects the increasing sophistication of India’s retail investor base. The video provides practical tools, including step-up SIP calculators and bucket strategy calculators, enabling viewers to customize retirement planning according to their specific financial situations.

Financial literacy initiatives and the growth of online investment platforms have contributed to the receptiveness of such detailed financial education content. The FIRE movement’s emphasis on financial empowerment and intentional living resonates particularly well with millennials and Gen Z Indians who are embracing minimalism over traditional consumerism patterns.

The educational content also addresses practical concerns such as managing expenses for marriage, housing, and children’s education as separate financial goals, rather than conflating them with retirement corpus requirements. This segmented approach to financial planning represents a more nuanced understanding of life-stage financial needs.

Industry experts suggest that the combination of rising financial literacy, growing gig economy opportunities, and favorable economic conditions in India has created an environment conducive to the FIRE movement’s expansion. The movement’s core philosophy of taking control of personal finances and designing life according to individual values rather than societal expectations continues to attract followers across various professional sectors.

As discussions around work-life balance and financial independence intensify in corporate India, educational content like Tripathi’s video serves as a practical roadmap for those seeking alternatives to traditional career trajectories, potentially reshaping how an entire generation approaches retirement planning and financial freedom.

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Jeevika Answer Key 2025 Released: Download PDF and Raise Objections Before December 25

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Jeevika Answer Key
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The Bihar Rural Livelihoods Promotion Society (BRLPS) released the provisional Jeevika answer key on December 18, 2025. Candidates who appeared for the Bihar Jeevika recruitment examination can now access their answer keys and response sheets. The exam took place between November 19 and December 15, 2025, covering various positions under the Jeevika programme.

Moreover, BRLPS has opened an objection window for candidates. This allows applicants to challenge answers they believe are incorrect. Subsequently, the society will review all submissions before publishing the final answer key.

Important Timeline

Event Date
Examination Period November 19 – December 15, 2025
Answer Key Release December 18, 2025
Objection Window Opens December 18, 2025
Objection Deadline December 25, 2025
Final Results To be announced

How to Download the Answer Key?

Candidates must visit the official BRLPS website to access their answer keys. Furthermore, they need their login credentials ready. Here’s the simple process:

Step-by-Step Guide:

  1. Visit the BRLPS recruitment website at brlps.in
  2. Enter your application number or login ID and password
  3. Navigate to the Answer Key/Response Sheet section
  4. Select your specific post and exam date
  5. Download the PDF file containing the answer key

Additionally, candidates should download their response sheets. This helps them compare their answers with the official key. Consequently, they can estimate their likely scores before final results arrive.

Raising Objections

The objection process remains straightforward. Candidates who disagree with any answer can challenge it through their personal login. However, they must act quickly as the deadline approaches December 25, 2025.

Objection Submission Process:

  • Access the same login portal used for downloading
  • Fill out the required objection form
  • Pay the applicable fee online for each challenge
  • Provide clear justification with supporting evidence
  • Submit before the December 25 deadline

It’s important to note that objections apply to specific positions. These include block project manager, livelihood specialist, accountant, office assistant, and block IT executive. However, positions like area coordinator and community coordinator do not have objection provisions.

What Happens Next

After the objection window closes, BRLPS will carefully review all submissions. The review team examines each challenge along with its supporting documentation. Therefore, candidates should provide strong evidence when raising objections.

Following this review, BRLPS will publish the final answer key. This version will reflect any accepted corrections from the objection process. Meanwhile, candidates can expect their scorecards within a few weeks, though officials have not announced the exact result date yet.

The final answer key and results will likely release together or shortly after each other. This allows candidates to understand their performance fully.

Eligible Posts

The recruitment covers multiple important positions:

  • Block Project Manager
  • Livelihood Specialist
  • Accountant (BPIU/DPCU Level)
  • Office Assistant (BPIU/DPCU Level)
  • Block IT Executive
  • Area Coordinator
  • Community Coordinator

In conclusion, candidates should download the Jeevika answer key immediately and verify their responses. Those finding discrepancies must submit objections before December 25 to ensure fair evaluation of their performance.

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John Campbell Returns to RNZ Morning Report: Why the Veteran Journalist Is Trending Today

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John Campbell Returns to RNZ Morning Report Why the Veteran Journalist Is Trending Today
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New Zealand’s veteran broadcaster John Campbell dominated Google Trends on December 19, 2025. The journalist’s name surged in searches after Radio New Zealand announced his exciting return. Campbell will co-host Morning Report alongside Ingrid Hipkiss, marking a significant moment in his broadcasting career.

Furthermore, this announcement comes as part of a broader editorial reshuffle at RNZ. Campbell brings decades of experience and a reputation for championing ordinary people’s issues. His direct interviewing style and clarity make him well-suited for this influential role.

Why This Return Matters?

Morning Report holds deep personal significance for Campbell. In fact, he has listened to the programme since childhood. His parents woke up to it every morning, making those sounds part of his early life.

“My childhood mornings echoed to the sound of it. That makes this programme really special to me. My first understanding of journalism would have been from Morning Report,” Campbell explained. Moreover, he emphasized that the show “gives voice to the less powerful and holds a mirror up to New Zealand life.”

The Broadcasting Shift

Role Name Status
New Co-Host John Campbell Starting 2026
Current Co-Host Ingrid Hipkiss Continuing
Outgoing Co-Host Corin Dann Moving to Business Editor
Former Economics Editor Gyles Beckford Retiring to part-time

Campbell will replace Corin Dann, who moves into a new position as RNZ’s Business Editor. Meanwhile, Dann takes over from Gyles Beckford, who enters retirement and transitions to a part-time correspondent role. Therefore, this creates several significant changes across RNZ’s leadership team.

Campbell’s Track Record

RNZ management highlighted Campbell’s impressive achievements. Previously, he hosted Checkpoint and successfully grew audiences during that time. Additionally, his consumer-focused stories consistently resonated with listeners. Consequently, these qualities align perfectly with Morning Report’s format and mission.

The programme remains one of New Zealand’s most trusted news sources. Each weekday morning, it shapes public conversation through in-depth interviews and live coverage. Thus, the co-host position carries considerable influence over how New Zealanders receive and discuss daily news.

What Makes Morning Report Special?

The programme serves several crucial functions:

Key Features:

  • Delivers essential daily information and analysis
  • Provides voice to less powerful communities
  • Holds leaders accountable without bias
  • Shapes national conversation each morning
  • Offers in-depth interviews with key figures

Additionally, Morning Report has maintained its reputation for journalistic integrity. The show operates “with neither fear nor favour,” as Campbell noted. This independence makes it particularly valuable for New Zealand democracy.

Timeline and Next Steps

Although RNZ announced the appointment, officials have not confirmed Campbell’s exact start date. However, the transition forms part of Morning Report’s 2026 programming schedule. Therefore, listeners can expect to hear Campbell’s voice early next year.

The announcement sparked widespread interest both nationally and internationally. New Zealanders especially showed excitement about Campbell’s return to this iconic programme. In conclusion, John Campbell’s appointment represents a homecoming for the broadcaster and promises fresh energy for Morning Report as it continues serving audiences across New Zealand.

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Google Pixel Update: Emergency December Fix Targets Battery and Touch Issues

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Google Pixel Update
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Google has released an unexpected second Google Pixel update this December. This surprise patch comes just two weeks after the company issued its first December security update. The new update addresses several critical issues affecting Pixel 8, 9, and 10 series phones.

Initially spotted on Reddit, users began reporting a small download appearing on their devices. The update file measures approximately 25 MB, suggesting a focused hot fix rather than a major release. Subsequently, Google confirmed the rollout, though the company has not yet posted official factory images.

Key Issues Fixed

The update tackles three main problems:

Problem Impact Affected Devices
Battery drain Faster than normal power depletion Pixel 8, 9, 10 series
Touch unresponsive Intermittent touch failures Specifically Pixel 10
Cached content Cannot access offline media/maps Users upgrading from Android 14

Moreover, Verizon has published detailed release notes confirming these fixes. The battery drain issue caused phones to lose power much faster than usual. Meanwhile, Pixel 10 users experienced frustrating touchscreen problems where taps sometimes failed to register.

Limited Rollout

However, this update is not yet widely available. As of Wednesday afternoon Pacific Time, only some users have received it. Verizon customers appear to be getting it first, though reports also come from the UK. Therefore, other carriers may receive the patch later.

This marks Google’s second emergency response this month. Earlier in December, the company rushed out updates after confirming new spyware attacks. Apple similarly acted quickly to protect iPhone users. Now Google demonstrates continued vigilance with this follow-up patch.

Battery Saving Tips

While waiting for the update, users can optimize their battery life through simple settings:

Display Management

  • Enable Adaptive Battery under Settings
  • Switch to adaptive refresh rates instead of constant 120Hz
  • Reduce screen timeout to 30 seconds
  • Lower brightness or use adaptive brightness

Background Activity

  • Review Battery Usage to find power-hungry apps
  • Set non-essential apps to “Restricted” mode
  • Limit Always-On Display usage
  • Disable apps from waking the lock screen

Location and Connectivity

  • Change location access to “Only while using.”
  • Turn off precise GPS data for weather apps
  • Disable Wi-Fi and Bluetooth scanning when not needed

Furthermore, experts recommend checking which apps run constantly in the background. Android’s built-in Adaptive Battery learns your usage patterns and limits unnecessary activity. Additionally, reviewing app permissions helps prevent excessive power consumption.

Security Implications

The rapid deployment shows Google’s commitment to user security. Cyber security agencies now recommend weekly phone reboots as an additional safety measure. Moreover, users should install updates immediately when available, especially given ongoing attack campaigns.

Although Samsung and other Android manufacturers have not yet deployed this specific patch, they likely will soon if the fixes address system-wide vulnerabilities. In conclusion, Pixel users should check for this crucial Google Pixel update today and install it promptly to resolve battery and touchscreen issues.

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