Daily News
Rohit Tripathi teaches how to Retire Early in India

Mumbai, September 18: A comprehensive video guide on early retirement in India has been capturing widespread attention online, offering detailed insights into the growing Financial Independence, Retire Early (FIRE) movement that is gaining momentum across the country.
SEBI-registered research analyst Rohit Tripathi has published an in-depth educational video that teaches viewers how to achieve early retirement using practical strategies tailored specifically for the Indian market. The video, which presents a detailed “3-Bucket Strategy” approach, has been garnering significant traction among young professionals and seasoned investors alike who are seeking alternatives to traditional retirement planning.
The timing of Tripathi’s comprehensive guide coincides with a broader cultural shift in India, where professionals are increasingly questioning the conventional 9-to-5 work paradigm. Recent incidents, including viral discussions about a 42-year-old man with ₹2.5 crore savings contemplating early retirement due to burnout, highlight the growing appeal of financial independence among Indian professionals.
FIRE Movement Gains Ground Among Indian Professionals
The FIRE movement, which advocates for aggressive saving and strategic investing to enable early retirement, has been steadily gaining traction in India since the mid-2010s. What sets Tripathi’s approach apart is its practical application using real Indian market data and historical trends, making it particularly relevant for domestic investors.
“The video addresses the fundamental questions of why, when, and how to retire early, using actual market data rather than hypothetical scenarios,” explains the content, which breaks down the FIRE movement into four distinct categories: Lean FIRE, Fat FIRE, Coast FIRE, and Barista FIRE. Each category caters to different lifestyle preferences and risk tolerances, from minimal living expenses in tier-2 cities to maintaining luxury lifestyles in metropolitan areas.
The educational content addresses a growing concern among IT sector professionals who fear career stagnation and replacement by younger, cheaper workforce as they enter their 40s. This demographic shift has contributed significantly to the rising interest in early retirement planning among India’s technology workers.
Innovative 3-Bucket Strategy Addresses Market Volatility
Tripathi’s methodology centers around an innovative “3-Bucket Strategy” that aims to provide sustainable income throughout retirement while protecting against market volatility. Unlike traditional systematic withdrawal plans (SWP) that assume consistent market returns, this approach acknowledges the reality of market fluctuations and bears phases.
The strategy divides retirement corpus into three buckets: immediate liquidity needs (Bucket 1), medium-term hybrid investments (Bucket 2), and long-term equity growth (Buckets 3A and 3B for stocks and mutual funds, respectively). This segmentation allows retirees to weather market downturns without depleting their principal corpus prematurely.
“The 3-bucket calculator uses actual Nifty returns data from 2000 onwards, providing realistic projections rather than theoretical calculations,” the video emphasises, addressing common pitfalls in retirement planning where simple calculators fail to account for market volatility.
Educational Impact and Growing Community Response
The comprehensive nature of Tripathi’s guide, spanning topics from expense calculation to investment strategy and emergency fund planning, reflects the increasing sophistication of India’s retail investor base. The video provides practical tools, including step-up SIP calculators and bucket strategy calculators, enabling viewers to customize retirement planning according to their specific financial situations.
Financial literacy initiatives and the growth of online investment platforms have contributed to the receptiveness of such detailed financial education content. The FIRE movement’s emphasis on financial empowerment and intentional living resonates particularly well with millennials and Gen Z Indians who are embracing minimalism over traditional consumerism patterns.
The educational content also addresses practical concerns such as managing expenses for marriage, housing, and children’s education as separate financial goals, rather than conflating them with retirement corpus requirements. This segmented approach to financial planning represents a more nuanced understanding of life-stage financial needs.
Industry experts suggest that the combination of rising financial literacy, growing gig economy opportunities, and favorable economic conditions in India has created an environment conducive to the FIRE movement’s expansion. The movement’s core philosophy of taking control of personal finances and designing life according to individual values rather than societal expectations continues to attract followers across various professional sectors.
As discussions around work-life balance and financial independence intensify in corporate India, educational content like Tripathi’s video serves as a practical roadmap for those seeking alternatives to traditional career trajectories, potentially reshaping how an entire generation approaches retirement planning and financial freedom.
Daily News
Punjab BJP Leader Praises PM Modi’s Efforts for Progress
On Wednesday, Sunil Jakhar, the Punjab BJP chief, praised Prime Minister Narendra Modi for his commitment to improving every part of India.

Punjab BJP leader praises PM Modi’s efforts while extending warm wishes on the Prime Minister’s 75th birthday. On Wednesday, Sunil Jakhar, the Punjab BJP chief, lauded Modi’s vision of “Sabka Saath, Sabka Vikas, Sabka Vishwas and Sabka Prayas,” meaning support, development, trust, and collective efforts. He credited Modi for taking strong steps that benefit every section of society.
Jakhar said Modi’s leadership has brought global respect for India’s spiritual and cultural values. He emphasized that under Modi’s guidance, the country continues to reach new levels of progress. Sharing his wishes on social media, Jakhar prayed for the Prime Minister’s health and long life.
He also reminded people of Modi’s recent visit to Punjab on September 9, when he met families affected by floods. During that visit, Modi announced an additional ₹1,600 crore for relief, in addition to the ₹12,000 crore already allocated for disaster management. Families of victims received ₹2 lakh in aid, while the injured got ₹50,000. Orphaned children are receiving complete support through the PM CARES Fund.
Jakhar thanked Modi for his timely intervention, saying it reflects the government’s dedication to helping citizens in crisis. He also mentioned that central teams are preparing reports, which will guide further aid decisions for Punjab.
Other leaders shared similar sentiments. Haryana Chief Minister Nayab Singh Saini praised Modi’s commitment to national pride and unity. He highlighted the Prime Minister’s work for the most vulnerable. Delhi Chief Minister Rekha Gupta called Modi a trailblazer for a developed India, noting his “Nation First” approach and focus on Antyodaya, or uplifting the last person in society.
Looking ahead, many believe that under Modi’s guidance, the dream of a developed India by 2047, marking 100 years of independence, can become reality. In addition, Punjab continues to progress in urban development, ranking 9th in the Smart Cities Mission in 2021. This ranking reflects ongoing efforts to improve infrastructure and living standards across the state.
As India advances, support from leaders like Jakhar, Saini, and Gupta strengthens the vision of inclusive growth. Punjab BJP leader praises PM Modi’s efforts not only as a tribute but also as a recognition of policies that bring relief, development, and renewed hope to millions.
Daily News
Mother Catches Man Assaulting Daughter, Action Leads to Arrest
In Jalandhar, a city in Punjab, a shocking event took place on Monday.

In Jalandhar, Punjab, a shocking case unfolded on Monday when a mother catches man assaulting daughter. A man in his 40s was arrested for allegedly sexually assaulting a five-year-old girl. The child’s mother caught him in the act and reacted fiercely, immediately stepping in to protect her daughter.
The mother did not hesitate. She beat the accused with her slippers to stop him. This brave action led to his arrest. Jalandhar’s police took immediate action after receiving her complaint.
Jalandhar ADCP-1 Akashi Jain shared details about the case. He explained that the little girl and the man lived on the same street. They were not strangers but neighbors. Police filed a rape case against the man under the Protection of Children from Sexual Offences (POCSO) Act and other relevant laws.
Inspector Yadwinder Singh, the Station House Officer of Division VIII police station, also spoke about the case. He mentioned that the accused man lived with his family. Both he and the victim’s parents are migrants from other states, working as daily laborers in Jalandhar.
Migrant workers often move to cities like Jalandhar to find better job opportunities. Many work in the manufacturing and construction industries. While these jobs can provide for their families, they can also expose them to serious social issues. In Punjab, the number of child sexual abuse cases has been rising sharply. The National Crime Records Bureau (NCRB) reported that there were 1,188 crimes against children in the state in 2020. This troubling trend shows why awareness and legal protections are crucial.
The POCSO Act was introduced in India in 2012. Its main goal is to protect children from sexual offenses. This law encourages more victims and their families to report crimes. It lets them know that there are legal options available to them. This increase in reported cases underscores the importance of these protections.
So returning to the case, the accused gave a surprising explanation. He claimed that he was only helping the girl. He said she came home from school and was thirsty. So, he invited her into his room to give her some water. However, the mother’s testimony and the swift police response paint a very different picture.
The community around them reacted quickly once the mother raised the alarm. Neighbors helped catch the man after the mother confronted him. Moreover, this incident shows how important it is for communities to come together to protect children.
In a related incident earlier this year, the Jalandhar police commissionerate made a heart-wrenching discovery. So, they rescued three minor girls aged 9 to 12 from the custody of a 54-year-old man named Rajesh Pandey. The girls had been sexually assaulted. It turned out that one of the girls was related to the accused in some way. Thankfully, the police were able to reunite these survivors with their families.
These incidents highlight an urgent need for society to address the issue of child safety. Parents, schools, and communities must all play a role in keeping children safe. This includes teaching children about personal safety and how to speak up if they feel unsafe.
In Punjab, the rising cases of child abuse have alarmed many citizens. Community leaders and parents are now more vigilant. Many organizations are working to create awareness and provide support. They aim to educate both parents and children about their rights and what to do in dangerous situations.
However, as this latest case unfolds, we hope justice will be served swiftly. The bravery of the mother shows how protective parents can be. It is a reminder that together, communities can help protect the most vulnerable among us. Moreover, everyone must work together to create a safe environment for children, and the story of how a mother catches man assaulting daughter proves the power of courage and community support.
Daily News
British Traveler Praises India After Incident in Amritsar
Recently, a British traveler named Alex visited Amritsar with his wife, Ameana.

Recently, a British traveler praises India while recounting both a troubling and heartwarming experience during his visit to Amritsar with his wife, Ameana. Known as the cultural hub of Punjab, Amritsar attracts thousands of travelers every year. However, during their trip, the couple faced an uncomfortable encounter when a man on the street approached Ameana and asked for her phone number. Alex confronted him, but the man pretended he could not speak English, even though he had spoken fluently just moments earlier.
Although the incident upset them, the couple decided to share their experience online to raise awareness for other travelers. Ameana encouraged people to circulate their video so that others would remain cautious. Yet, instead of letting this ruin their journey, Alex highlighted the beauty and diversity of India.
He noted that many users on social media focus on negative portrayals of the country. Encouraging others, Alex said, “Don’t listen to the noise on social media… Stop scrolling and go see the place for yourself.” He reminded his followers that no nation is perfect but each one has its unique charm.
Alex urged travelers to immerse themselves in local life. He suggested soaking up culture, tasting local food, sharing smiles with strangers, and keeping an open mind. In one video, he shared moments of exploring Punjab’s stunning scenery and lively traditions, showing the joy of simple travel experiences.
Social media reacted warmly to Alex’s posts. Many users expressed excitement about visiting India, with comments like “We can’t wait to head back next year” and “Offbeat places are to be explored now.” Others praised Alex for his positive attitude and honesty about travel experiences.
India, with its rich heritage, vibrant festivals, and world-famous cuisine, continues to charm visitors from across the globe. Punjab, the birthplace of Sikhism, remains especially significant. Amritsar’s Golden Temple, a symbol of peace and spirituality, is one of the state’s most iconic attractions, drawing millions annually.
Beyond Amritsar, Punjab offers destinations like Chandigarh, known for its beautiful gardens and clean streets. The city earned recognition in the 2021 Swachh Survekshan survey as one of India’s cleanest. Across the state, traditional dishes such as butter chicken, sarson da saag, and makki di roti win hearts, while locals are admired for their hospitality.
Nevertheless, Alex emphasized that visitors should respect local customs and traditions to ensure harmony. Being culturally sensitive not only enriches the journey but also fosters meaningful connections with communities.
In summary, despite a negative encounter, Alex and Ameana chose to focus on India’s positives. Their story shows how perspective can transform travel into a rewarding adventure. By highlighting India’s culture and people, this British traveler praises India and inspires others to explore beyond stereotypes and discover its beauty firsthand.
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